Junior Credit Underwriter
Salary £30k-£35k
Cheshire

We are looking to recruit a Junior Underwriter who is focused on building a career in Credit Risk. Our client is a provider of loans and asset finance to SME businesses with both direct and broker routes to market. Direct business is funded either on its own book or placed with third-party funders. Broker-introduced business is funded on their own book. The typical transaction size is c. £50k.

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Your role and key responsibilities ‒ Credit Underwriter

  • Working within a team of credit underwriters
  • Analyse credit data and financial statements to determine the degree of risk involved in extending credit or lending money
  • Assessing, analysing and interpreting other credit-related information
  • Undertaking affordability analysis based on various financial and non-financial information
  • Be open and approachable for appeal of your decisions and have the ability to see a deal when originally you may not have done so
  • Ensuring strong lines of communication with all areas of the business are maintained

Your skills and knowledge ‒ Credit Underwriter

  • Underwriting experience is preferred but not essential
  • The ideal candidate will be organised, meticulous, prepared to take ownership of tasks, able to manage their own time, proactive and able to follow tasks through to completion
  • The ability to work under pressure and to tight time frames is paramount
  • Attention to detail
  • Good time management
  • Effective communication skills
  • Competent IT skills
  • Ability to make decisions on a rate-for-risk basis
  • Numerate with the ability to analyse financial statements and other Credit related information

In addition to an excellent basic salary, our client offers excellent career development.

Benefits

  • 28 days holiday (this includes three days at Christmas when the office closes) plus bank holidays. Holiday amounts increase with the length of service.
  • Employer pension 4%, employee pension 5%
  • Healthcare, cash plan and travel insurance
  • Life assurance
  • Retail discounts

Contact Julie for more information: 01279713900

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