Head of Credit
You will be based in the Midlands and be offered hybrid working and an excellent salary, bonus and career opportunities.
You will be working for a prestigious lender, responsible for building and shaping a market-leading flow (sub £100k deals) asset finance underwriting function and managing the team to ensure the organisation achieves its commercial and customer objectives, within agreed budget limits. The role of Head of Credit offers an excellent career opportunity to build a team.
- Oversee the implementation of the business plan for Asset Finance Flow business
- Lead the Asset Finance Flow team and provide effective coaching for team members to ensure the individual and collective performance meets the required standards
- Process high volumes of new business proposals and promote a high level of service to ensure service level agreements are met
- As a member of the bank’s Credit Committee, prepare and provide appropriate MI on the flow portfolio; drive and recommend enhancements to the flow business for consideration
- Mentor and train underwriters and other team members as they join
Your key skills
- Significant experience as a Head of Credit or Senior Manager for a flow asset finance business
- Experience in leading a team and developing individuals
- Able to analyse a set of accounts, including serviceability, credit reporting agency data and asset valuations
- High level of financial and commercial awareness, as well as knowledge of the relevant rules under the financial services acts
- ACIB or equivalent Banking qualification preferred
- Wide knowledge of the commercial environment and sector specialism
- Knowledge of financial management, and wider management principles and techniques
- Knowledge and experience of Conduct Risk and Treating Customers Fairly requirements relevant to credit operations
For more information, contact Julie on 01279713900
How well do you really know your competitors?
Access the most comprehensive Company Profiles on the market, powered by GlobalData. Save hours of research. Gain competitive edge.
Your download email will arrive shortly
Not ready to buy yet? Download a free sample
We are confident about the unique quality of our Company Profiles. However, we want you to make the most beneficial decision for your business, so we offer a free sample that you can download by submitting the below formBy GlobalData