Societe Generale Equipment Finance (SGEF) is a leading partner for manufacturers and vendors in Europe, the Americas, Africa, and Asia. At the heart of the real economy, SGEF offers tailored leasing and finance solutions to vendors, dealers, manufacturers and corporate customers.

With a wide geographical market coverage (more than 35 countries* and 1,400 employees), SGEF supports the development of its partners and customers building on its expertise in four sectors:

  • Transport
  • Industrial equipment
  • Technology
  • Healthcare & Green energy

Our skilled local teams can provide sales finance facilities, adapted to the different needs of international manufacturers and distributors. Our clients trust our multicultural expertise and deep market knowledge.

In 2020, SGEF reaffirmed its leading position and was awarded by the industry (#1 in Asset Finance 50 ranking**).

Part of the French banking group Societe Generale, SGEF managed a portfolio of €23.7bn in outstandings for the year 2020, and New Business Volume for €9.8bn.

SGEF Vision enables us to drive business

For our clients, partners and employees, SGEF wants to be:

“A leading provider of innovative and flexible solutions to finance and manage equipment;

A digital and customer-centric organization, committed to deliver an excellent experience to vendors, partners and clients across countries.

A Great Place To Work driven by simplicity, agility and sustainability.”

Corporate social responsibility approach

SGEF is committed to build together with its clients and partners a sustainable future through innovative and meaningful finance solutions. As an integrator between different stakeholders, we take a leading role in providing sustainable asset finance across our 4 industry sectors.

In 2021, we have launched an ambitious CSR roadmap called “Care & Dare about the Future”. Based on 4 pillars, “BUILD, SCALE, REUSE, LIVE”, we intend to focus on a growing share of our finance portfolio on sustainable business together with our partners and clients.

Discover SGEF 2025 CSR ambition “CARE & DARE about the Future”.

Sector focus

Industrial Equipment: SGEF is an experienced and innovative partner that can finance the entire range of industrial equipment needed by customers looking to increase their productivity by acquiring new equipment or vendors looking to boost sales. This includes machinery, construction equipment, and eco-friendly assets.

Transport: SGEF has a strong experience in financing transportation assets giving us unparalleled sector and asset-based expertise in trucks, commercial vehicles, agricultural machinery, handling equipment and aviation. In Germany particularly, we have traditionally been one of the transport industry’s major financing partner.

Technology: With more than 30 years of experience in this sector, SGEF is a global leader in this segment and a natural entry point for manufacturers looking for support to finance their sales. This includes hardware, IT solutions and software, but and office equipment (copier and printers).

Medical & Green Energy: SGEF has been developing its expertise in Medical Equipment (Dental, Laboratory, Surgical, Diagnostic, Fitness). Together with vendor partners, SGEF is also taking responsibility in creating new financial solutions to support Green energy and Smart City development, such as lighting as a service or dedicated finance programs to reduce CO₂ emissions.

* including Sogelease locations and partnership with Nordea
** SGEF & ALD Automotive