Great American Lease & Loan Insurance Services is a pan-European provider of specialist insurance solutions to the commercial equipment and vehicle finance industry.

We have more than 30 years of experience in developing bespoke asset protection, guaranteed asset protection (GAP) and Early Termination Insurance products to protect leasing companies and their customers in the UK and Europe, and with multi-territory programmes.

Superior Asset Protection

Great American Lease & Loan Insurance Services’ fully outsourced and white-labelled leased asset insurance programme and point-of-sale solutions help protect a lessor’s portfolio with A+ rated insurance, generate fee income for the lessor and deliver an added-value service to its customers.


We cover an extensive range of product types ranging from IT and office equipment such as photocopiers, laptops, printers, servers and telecoms, to closed-circuit television (CCTV) and security, materials handling, construction, medical, and new asset types from emerging technologies such as ground source heat pumps and electric bikes.

No excess policies, outstanding customer service and a unique claims handling process all deliver quality benefits to add value to a lessor’s product offering. Additionally, for leased technology equipment in the corporate and education sector, our insurance solution includes an online platform for ease of asset tracking and claims management.

Pan-European Expertise

Great American Lease & Loan Insurance Services currently operates in 19 countries in Europe. With head offices in Dublin, Ireland and Bristol in the UK, we are ideally placed to create bespoke insurance offerings in all the major European countries and to bring our experience and expertise to managing multi-territory solutions in the markets where you operate.

Our team of native language speakers will deliver excellent service to your customers in their own language through all stages of the insurance process.

Regulatory compliance

Offering insurance and operating in a regulated market can seem daunting to lessors, but our insurance solutions offer the reassurance of regulatory compliance.

Great American Lease & Loan Insurance Services’ in-house compliance teams review compliance requirements relevant to our insurance programmes in each jurisdiction where we operate, whether that’s in the UK, EU or across multiple territories in a pan-European programme in line with our passporting permissions.

About Great American Europe

Lease & Loan Insurance Services is a trading style within the European Division of Great American Insurance Group (GAIG). GAIG’s roots go back to 1872 with the founding of its flagship company Great American Insurance Company. Today, the group comprises some 30 divisions engaged primarily in property and casualty insurance focusing on specialty commercial products for businesses.

Great American Europe’s key focus is speciality insurance products and creating insurance schemes for affinity groups.

Our underwriters have specialist market knowledge and the skills to develop and support customised insurance solutions in finance and leasing, asset affinity schemes, life-changing events, construction and engineering, and bonds and credit.

For further information on how we can provide added value to your customers and a fee income stream to your organisation, and how to contact us to explore these possibilities, please visit our website.