Career opportunity brought to you by
NEW LEAF SEARCH
www.newleafsearch.com +44 (0) 203 740 7222

KEY ACCOUNTABILITIES:

• Pro-active analysis of credit trends and emerging risks across the asset finance and leasing loan book.
• Perform portfolio / product reviews and make relevant recommendations.
• Maintain and improve Credit Risk reporting models and databases to ensure accuracy, efficiency and compliance with bank guidelines.
• Embed processes and controls to improve quality of credit data.
• Develop and support development of new methodologies / models for monitoring and managing credit risk across the portfolio including Basel Pillar 2, IFRS 9, bad debt forecasting.
• Produce standard monthly reporting to Risk and Executive Committees, including monitoring of credit appetite and early warning indicators.
• Produce and present information to enable the completion of thematic reviews and portfolio analysis on the asset finance and leasing loan book, to help improve portfolio management.
• Respond to quarterly regulatory and other ad hoc requests.

PERSON SPECIFICATION:

• Educated to degree level or equivalent / qualified through professional experience.
• Experience of credit risk and portfolio analysis.
• Knowledge of the asset finance industry.
• Potential to utilise analytical tools.
• Experience of credit scoring in a retail or commercial environment and use of external credit bureau data.
• Experience of credit risk models.
• Strong aptitude for working with data, carrying analytics, interpreting results and making recommendations.
• An ability to work to a high standard of accuracy and present information in a logical and professional format.
• Strong verbal and written skills that ensure you can convey technical concepts and analysis to a non-technical audience.
• A logical and analytical mind with a passion for solving problems that deliver real business benefit.
• An ability to work independently.
• Advanced excel skills.
• Experience of using analytical tools, e.g. SAP / Business Objects.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.