Verdict Staff

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Career opportunity brought to you by
NEW LEAF SEARCH
www.newleafsearch.com +44 (0) 203 740 7222
OSV/J1985 FLV/J2032
Job Title: J2032 – Credit Risk MI & Reporting Analyst – London – Asset Finance
Salary: £30,000 – £45,000 plus excellent bonus and benefits
Location: UK, London
Bonuses: Discretionary
Benefits: Excellent
Job Function: Finance & Legal
Vacancy Type: Permanent
Asset Type / Sector: All Assets / Sector
Job Description : Our client is seeking a Credit Risk MI & Reporting Analyst – London (ref: J2032) to provide monthly reporting to Risk and Executive Committees and Group Credit Risk, as well as regulatory and other ad hoc requests. You will drive pro-active analysis of credit trends, emerging risks and thematic / portfolio reviews across the business. In addition, the role will have shared responsibility for increasing the quality of credit data and the effectiveness of overall analysis and reporting.

KEY ACCOUNTABILITIES:

  • Pro-active analysis of credit trends and emerging risks across the asset finance and leasing loan book.
  • Perform portfolio / product reviews and make relevant recommendations.
  • Maintain and improve Credit Risk reporting models and databases to ensure accuracy, efficiency and compliance with bank guidelines.
  • Embed processes and controls to improve quality of credit data.
  • Develop and support development of new methodologies / models for monitoring and managing credit risk across the portfolio including Basel Pillar 2, IFRS 9, bad debt forecasting.
  • Produce standard monthly reporting to Risk and Executive Committees, including monitoring of credit appetite and early warning indicators.
  • Produce and present information to enable the completion of thematic reviews and portfolio analysis on the asset finance and leasing loan book, to help improve portfolio management.
  • Respond to quarterly regulatory and other ad hoc requests.

PERSON SPECIFICATION:

  • Educated to degree level or equivalent / qualified through professional experience.
  • Experience of credit risk and portfolio analysis.
  • Knowledge of the asset finance industry.
  • Potential to utilise analytical tools.
  • Experience of credit scoring in a retail or commercial environment and use of external credit bureau data.
  • Experience of credit risk models.
  • Strong aptitude for working with data, carrying analytics, interpreting results and making recommendations.
  • An ability to work to a high standard of accuracy and present information in a logical and professional format.
  • Strong verbal and written skills that ensure you can convey technical concepts and analysis to a non-technical audience.
  • A logical and analytical mind with a passion for solving problems that deliver real business benefit.
  • An ability to work independently.
  • Advanced excel skills.
  • Experience of using analytical tools, e.g. SAP / Business Objects.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.
Consultant : Jane Theobald : leasinglife@newleafsearch.com