leaf

 

Career opportunity brought to you by
NEW LEAF SEARCH
www.newleafsearch.com +44 (0) 203 740 7222

Go deeper with GlobalData

Premium Insights

The gold standard of business intelligence.

Find out more

OSV/J1985 CCV/J1995
Job Title: J1995 – Credit Risk Analyst – UK, London – Asset Finance
Salary: Up to £65,000 plus excellent bonus and benefits
Location: UK, London
Bonuses: Excellent
Benefits: Excellent
Job Function: Credit Risk & Collections
Vacancy Type: Permanent
Asset Type / Sector: All Assets / Sector
Job Description :

Our client is seeking a Credit Risk Analyst – UK, London (ref: J1995) to assume responsibility for evaluating each credit proposal (balance between risk and profitability) and for the development, maintenance and quality of the whole credit portfolio. You will be required adhere to the credit policy formulated by corporate credit risk management, local regulations /legislation and client interests to optimise the profitability of the portfolio.

KEY ACCOUNTABILITIES:

  • Use the credit proposal and any additional information to analyse the risk.
  • Makes a recommendation on this, in line with the credit policy, in order to present the most comprehensive credit proposal for approval.
  • Approve credit proposals within delegated decision powers.
  • Check and sign proposals, contracts and term sheets, within delegated decision powers, ensuring that the contract is correct and complete.
  • Assess whether lending to the customer is responsible and in line with the audit, so that the credit can be restructured in good time if necessary.
  • Transfer knowledge on business and market analysis, lending and assets to colleagues and, using his/her experience and vision of Credit Risk Management, advise them so that they can perform their duties more professionally.

PERSON SPECIFICATION:

  • Good first degree or equivalent work experience gathered within risk function.
  • More than 5 years’ experience in a similar position.
  • Proven financial industry working experience.
  • Knowledge of leasing market and products and activities.
  • Experience in structuring of deals.
  • Ability to interpret financial statements.
  • Advanced understanding of financial ratios and business principles and strong analytical skills with an ability to question assumptions.
  • Advanced knowledge of credit analysis and lending/leasing functions.
  • Advanced knowledge of typical equipment finance and bank products and services.
  • Ability to work under pressure and meet deadlines.

We strongly favour applicants with proven relevant experience in Financial Services; particularly in Asset Finance and Leasing.

How well do you really know your competitors?

Access the most comprehensive Company Profiles on the market, powered by GlobalData. Save hours of research. Gain competitive edge.

Company Profile – free sample

Thank you!

Your download email will arrive shortly

Not ready to buy yet? Download a free sample

We are confident about the unique quality of our Company Profiles. However, we want you to make the most beneficial decision for your business, so we offer a free sample that you can download by submitting the below form

By GlobalData
Visit our Privacy Policy for more information about our services, how we may use, process and share your personal data, including information of your rights in respect of your personal data and how you can unsubscribe from future marketing communications. Our services are intended for corporate subscribers and you warrant that the email address submitted is your corporate email address.
Consultant : Katherine Amin : leasinglife@newleafsearch.com