
PBZ Leasing has signed a €25 million loan agreement with the European Bank for Reconstruction and Development (EBRD), aimed at enhancing leasing options for Croatian micro, small and medium-sized enterprises (MSMEs), according to a press release.
The facility is designed to ease financing constraints and promote sustainable investment across the private sector.
The loan will be on-lent by PBZ Leasing, a universal leasing company, to local MSMEs, with a minimum of 30% earmarked for environmentally friendly technologies and energy-efficient equipment. This initiative aligns with the EBRD’s Green Economy Transition (GET) strategy, which promotes climate-resilient and low-carbon economies.
PBZ Leasing d.o.o. is wholly owned by Privredna banka Zagreb d.d. (PBZ), PBZ a major Croatian bank and a member of the Intesa Sanpaolo Group.
“This new facility will strengthen our ability to support the growth and competitiveness of Croatian MSMEs,” said Bogdan Drakulić, President of the Management Board at PBZ Leasing. He noted the agreement reflects the company’s “firm commitment to promoting sustainable investments and accelerating the green transition.”
Miljan Ždrale, EBRD Regional Director for Central Europe, highlighted the importance of leasing in fostering economic development: “While MSMEs are a key driver of the Croatian economy, access to leasing financing remains relatively limited.” He added that the EBRD’s targeted support aims to “unlock the full potential” of these enterprises.

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Since launching operations in Croatia, the EBRD has invested nearly €5 billion across 263 projects, with a focus on accelerating reform, leveraging EU membership, and driving the transformation of public-sector enterprises. The latest partnership with PBZ Leasing continues that trajectory, with a strategic push toward green, inclusive, and competitive growth.