UK-based SME lender 365 Finance has appointed Jagriti Singh as its new Head of Credit.
In a statement, the firm said Singh’s experience in credit strategy, risk management and advanced analytics will help underpin its expansion plans, including a move to scale originations to £200 million annually.
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Singh was previously Head of Risk Analytics Strategy at Virgin Money, where she led a team within the bank’s model risk function. Her role included oversight of major change programmes, such as the transformation of data aggregation and reporting, and driving automation to support compliance.
365 Finance CEO Warren Abbey said Singh’s track record in building risk analytics frameworks and delivering digital transformation “perfectly aligns” with the firm’s plans to expand responsibly. “As we continue our rapid expansion into new markets like Ireland,” he said, “Jagriti’s expertise will be instrumental in maintaining our industry-leading approval rates.”
Prior to Virgin Money, Singh was a risk expert at McKinsey & Company, working with European financial institutions on AI-driven credit frameworks, natural language processing (NLP) models for credit scoring, and hedge fund portfolio monitoring tools.
Her appointment comes as 365 Finance reports year-on-year growth of over 50% in funded deals.
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By GlobalDataCommenting on her new role, Singh said: “The combination of cutting-edge AI technology and a customer-centric approach to SME lending represents the future of financial services. I look forward to enhancing our credit analytics capabilities to support even more businesses.”
Singh holds technology degrees from the Indian Institute of Technology, Bombay, and is certified as an AWS Cloud Practitioner with expertise in Python, R and machine learning.
Her appointment follows a £150 million debt facility secured by 365 Finance from Pollen Street Capital and the company’s entry into the Irish market, where it plans to grow lending to over €100 million.
