Germany-based ALBIS Leasing reported earnings before taxes of €2.7m in the first half of 2025 (H1 2025), a marginal decline from €2.8m reported in the same period of the previous year.

The company experienced an uptick in new leasing volume, which climbed to €54.3m from €51.5m in H1 2024, with a margin improvement to 18.3%.

Albis said that its cost-effective operations and favourable refinancing conditions have contributed to these results.

The rise in corporate insolvencies in Germany has been a factor.

However, the company’s strategy of focusing on small-scale financing deals, with an average asset value of around €6,000, has helped maintain a well-diversified and granular portfolio.

Albis has projected its new business volume for the full year of 2025 to fall between €100m and €107.5m.

Earnings before taxes are forecasted to be in the range of €4.5m to €5.75m.

The company reaffirmed its April 2025 forecast and expects to propose a dividend of €0.08 to €0.10 per share for 2026, as stated by ALBIS CEO Sascha Lerchl.

Sascha said: “The first half of 2025 was very positive overall for Albis and confirmed our strategic focus on the small-ticket business. As planned, we maintained our profitability at the high level of the previous year – despite the expected significant increase in corporate insolvencies and the generally challenging macroeconomic situation.

“Our business model has thus once again demonstrated its robustness and future viability. Thanks to our clear strategic focus, Albis is very well positioned to continue its successful path in the second half of the year – and beyond.”

In July, Albis’ second-quarter report for 2025 showed a 14% increase in new business volume to €30.8m, compared to the same period in the prior year.