Anthony Bandmann, Chairman of the Management Board Volkswagen Bank GmbH & Chairman Arbeitskreis Autobanken (AKA)

Anthony Bandmann is Chairman of the Management Board of Volkswagen Bank as well as Board Member of Volkswagen Versicherungsdienst GmbH. Moreover, since December 2013 Anthony is Chairman of the “Arbeitskreis der Banken und Leasinggesellschaften der Automobilwirtschaft (AKA)”, the umbrella organisation of the banks and leasing companies of the automotive industry in Germany (“captives”). From 1997, the business graduate worked as a financial services advisor with MLP AG until he joined Daimler Financial Services in 2000. For the auto finance provider, he held various senior roles in Germany and the United States before becoming Board Member of Mercedes-Benz Bank AG in 2009, where he took responsibility of the private as well as the corporate business. In 2012, Anthony joined the Management Board of Germany’s market leading Volkswagen Bank and soon was named Chairman of the company.


Richard Jones, Managing Director, Black Horse Consumer Finance

Richard was appointed as Managing Director of Black Horse, Consumer Finance in July 2015.  He is a member of Consumer Finance Executive Committee, reporting to Antonio Lorenzo, Group Director, Consumer Finance and Group Corporate Development. Richard’s previous role was Director of At Retirement, Bancassurance and Protection, Insurance where his responsibilities included developing and running protection and retirement propositions that met the needs and provided good value for over three million customers. Prior to that Richard has held a number of senior roles within Insurance over the last 10 years, mostly in Proposition and Marketing areas.  Richard started his career in Finance and Banking before moving to Insurance in 2002 to run the CEO`s office for Scottish Widows and the Insurance Division.  Richard then moved into Marketing where he developed and ran a number of market leading propositions including Protection for Life, the Retirement Account Pension and Drawdown Proposition and operated across Bancassurance, Intermediary and Direct Distribution channels.  


James McGee, Managing Director, Northridge Finance

James McGee has worked in the Asset Finance industry for over 29 years with Bank of Ireland. Joining NIIB (Bank of Ireland Group) as a New Business Representative in 1986, James was then appointed as Sales Manager within Mid Ulster region in 1992. In 1995 he was appointed as Head of commercial asset finance and then became Sales Director for the business in 1997. Geographical responsibility increased in 1999 when the Northridge brand (subsidiary of NIIB) commenced trading in GB. In January 2010 James was appointed as Managing Director for the NIIB/Northridge business in the UK. James is an Economics graduate and also holds the Finance Houses Association Diploma.


Jonathan Minter, Editor, Motor Finance

Jonathan graduated The University of Nottingham with a BA in History with Contemporary Chinese Studies and an MA in History. He joined Timetric as an intern at the end of 2012, and was recruited as a reporter in 2013. Following a promotion to senior reporter, Jonathan was made deputy editor of Motor Finance in 2014, and became editor in 2015.



Erhard Paulat, EVP Auto Finance Operations for UK, Sweden, Germany, Austria, Switzerland, GM Financial

Erhard (Ed) Paulat became Executive Vice President Austria, Germany, Sweden, Switzerland & UK for GMAC in 2013, the auto finance operation falling under the umbrella of GM Financial.  In the same year he was named Managing Director and Chairman of the Management Board of GMAC Bank in Germany, which he has been overseeing as Chief Operating Officer for the German speaking markets since 2012. Ed has served as Managing Director for the UK auto finance business since 2006, he additionally assumed responsibility for Sweden in 2010. Working for GMAC since 1992 in various functions including audit and commercial credit, Ed has gained international experience having lived on three different continents  (United States, Australia, Germany and the UK) and held regional roles for Europe and Asia. Ed also holds a directorship of Eurofinas (European Federation of Finance House Associations) based in Brussels. Ed holds a degree in banking and finance from Frankfurt School of Finance & Management and Masters Degree in Business Administration from Henley Management College.


David Webber, Managing Director, Intelligent Environments

David has been Managing Director of Intelligent Environments, the international provider of innovative mobile and online solutions for financial services, since 2012. Under his leadership, Intelligent Environments has successfully grown from delivering to their traditional retail banking client base, into delivering digital solutions to a broader range of financial services verticals, including Motor Finance and Collections. David has over 15 years’ experience in the fintech industry. Prior to joining Intelligent Environments he was CEO at electronic trading, risk and exchange systems provider, Patsystems Group and CEO and Managing Director of retail financial systems provider, AttentiV.


Sandra Speckbacher – Director, Global Automotive Financial Services Co-Leader,KPMG AG Wirtschaftsprufungsgesellschaft

Sandra Speckbacher is Director at KPMG AG Wirtschaftsprüfungsgesellschaft in the Financial Services sector in Germany focusing on Captives including Automotive Finance and financial institutions comprising German retail banks, major (global) banks as well as specialised commercial banks. She has more than 16 years of consulting experience in financial institutions gained at KPMG complemented by three years of professional experience with a globally operating retail bank in Germany. Sandra is providing consulting services on national and international projects within Automotive Financial Services and leading projects focussing on strategic advice, risk management and reporting, regulatory and compliance, organisation and processes as well as project- and programme management. Sandra is Global Automotive Financial Services Co-Leader, co-heading KPMG’s Global Captive Peer Group and is part of the Regulatory leadership team at KPMG in Germany. Sandra holds a Master’s degree in Business Administration having majored in banking.


Ulrich Bergmann– Partner, Global Automotive Financial Services Leader, KPMG AG Wirtschaftsprufungsgesellschaft

Ulrich Bergmann is a Partner at KPMG AG Wirtschaftsprüfungsgesellschaft in the Financial Services sector in Germany focusing on Captives including Automotive Finance, Leasing companies and financial institutions comprising German retail banks, major (global) banks as well as specialised commercial banks. He has more than 16 years of audit and consulting experience gained at KPMG in Germany and in the U.S. providing Ulrich with profound insight into the global financial services industry. His career with KPMG is complemented by three years of professional experience with a globally operating retail bank in Germany. Honouring his longstanding global Automotive Finance and Leasing expertise, Ulrich was appointed Global Automotive Financial Services Leader, heading KPMG’s Global Captive Peer Group, as well as Co-Leader of KPMG’s Leasing segment in Germany. Ulrich holds a Master’s degree in Business Administration and is a qualified German CPA.


Graeme Banister, Director of Consulting, Mobility, Frost and Sullivan

Graeme leads the delivery of research and consulting services to clients operating in global fleet, leasing & vehicle financing markets. Frost & Sullivan is focussed on helping its clients grow; by identifying key trends, interpreting new business models, tracking product innovation and delivering actionable insights Graeme helps companies with business planning, geographic expansion & prioritizing new product and service opportunities.


Peter Minter, Managing Director, Moneybarn

Peter has led Moneybarn for over 13 years, guiding it through the recession to its current period of unprecedented growth. Peter is responsible for implementing the strategic direction of Moneybarn and directing that strategy towards profitable growth, whilst maintaining high standards of conduct. Peter qualified as a Civil Engineer and completed an MBA at INSEAD in 1985. Peter now has over twenty years’ experience in motor finance and leasing and is an ex- Chairman of the Motor Finance Division of the FLA.

Michael Stewart, Finance & Risk Manager, Global Financial Services, Jaguar Land Rover

Michael Stewart has worked at JLR for 5 years and is currently Finance & Risk Manager, with responsibility for wholesale financing provision. Upon joining JLR he worked with key finance partners to increase wholesale funding capacity (ahead of Range Rover Evoque launch) and continues to ensure funding is in place to facilitate JLR’s growth. He has also managed FS provision tenders and transitions in this role. He previously he spent 15 years at GMAC, where he learnt his trade, in roles relating to underwriting, risk, pricing & business development. There he worked within several business units in European and International Operations concerned with Retail, Wholesale and Lease financing. He has a degree from the University of Leeds and in his free time he enjoys family life in Birmingham & following the tribulations of Liverpool FC.


Pat Creed, Managing Director, Bank of Ireland Finance (BIF)

Pat Creed is the Managing Director of Bank of Ireland Finance (BIF) since 2005 where he has built a high performing business that focuses on delivering superior customer relationships by leading a highly motivated team. By implementing a clear strategic plan in 2008 to completely change the business model and deliver results; this business is now a clear market leader in the provision of funding to the Irish Motor Industry with a market share of 55%. Pat has a proven track record over a 30 year management career and holds a Masters in Business Management from Trinity College (Dublin).


Mark Lloyd, Head of Compliance, DSG Group

Mark Lloyd joined the DSG Group in April 2014 as Head of Compliance with direct responsibility for regulatory matters across all group companies. Central to this has been the transition from OFT to FCA regulation for the 5 FCA authorised firms within the Group. Prior to joining the DSG Group, and subsequent to obtaining a degree in law, Mark gained 12 years previous experience as a regulator both for local authority trading standards and for the Office of Fair Trading, specialising in the consumer credit regulatory regime. In addition to regulatory matters, Mark is part of the project team that has recently launched the first multi lender electronic signature solution for the motor finance sector.


Dr. Peter Renkel, Managing Director, German Association of Banks and Leasing Companies of the Automotive Industry (AKA)

After his graduation in business economics and completing a doctorate at the University of Cologne Peter Renkel started his career 1985 with "Gesellschaft für Mathematik und Datenverarbeitung (GMD)" which today is known as "Fraunhofer Gesellschaft", one of Europe’s largest research organizations. Between 1988 and 1993 he was Coordinator of Marketing and Business Planning at Ford Motor Company in Cologne before entering into the financial service division Ford Bank. For the following years he held various international roles within the captive bank before being appointed Director Northern Europe, Benelux und Irleand for FCE Bank. From 2003 Peter Renkel was responsible of the Customer Service Centre of Ford Bank in Cologne until he became CEO of Volvo Auto Bank Germany in 2007. Since beginning of 2015 he is Managing Director of AKA Sekretariat GmbH, the managing office of the German Association of Banks and Leasing Companies of the Automotive Industry (AKA).


Knut Kroesche, Head of International Fleet, After Sales & Used Car, Volkswagen Financial Services AG

Knut Krösche is Head of International Fleet, After Sales and Used Cars at Volkswagen Financial Services AG which offers innovative fleet management solutions for national and international fleets. He has played a significant role in the successful transfer of fleet business on to an international scale. This has been the result of initiatives taken to harmonize products and processes as well as introduce new systems in VWFS subsidiaries. His career in International Fleet Business started with Fleet Logistics as Operations Director DACH. He left Fleet Logistics as COO and joined the Volkswagen Group as Head of Sales for SEAT Germany Ltd. from 2008 – 2011 before continuing to become Head of International Fleet in April 2011. Since 2013 he also became Managing Director of carmobility Ltd., a fleet management company and daughter of Volkswagen Leasing. Knut Krösche has become a member of the jury for Fleet Europe Awards since 2014.


Ian Paterson, Co-founder and Executive President of Respiro.es

Ian Paterson (MA, MSc, MBA) is co-founder and executive President of respiro.es. Respiro is Madrid’s leading Car Sharing service (+200 cars) and Europe’s first carbon neutral mobility service (ZeroCo2 certified). Since launch, Respiro has won several awards for entrepreneurship, innovation and sustainable mobility. In 2015, Respiro was selected by the European Insitute of Technology for participation in their high-tech SME acceleration platform. Ian has 15 year’s management experience in high tech firms and was previously EMEA Commercial Head of a major biotech, responsible for over 400M€ in +60 countries. Respiro is the second successful ITC SME that Ian has co-created.