Underwriter – Asset Finance
Birmingham
Salary £50k plus benefits

Our client is a prestigious asset finance lender a challenger in the Asset Finance market, offers Hire Purchase and Leasing finance for a full range of assets.

Opportunities

• Due to expansion of the Asset Finance business my client recruiting for both flow and medium ticket underwriting specialists you will have responsibility for the end-to-end underwriting process with autonomy and ownership for proposals with a mandate up to £250k.

• The scope of the role will enable working across a range of assets and in owning the credit analysis and subsequent recommendation of facilities.

• Given the growth and development of the business, the role offers significant scope for involvement in a range of projects.

• As a key liaison point for Asset Finance, this position will be focused across the Asset Finance business in providing market intelligence and commentary which will influence Sales, Credit & Operations.

ABOUT YOU

You must have:

• Extensive experience in underwriting asset finance proposals with detailed knowledge of various asset types

• Strong application of accounting principles including P&L, balance sheet, cash flows, gearing, working capital etc

• Demonstrable ability to understand value across a range of hard and soft assets

• Ability to work independently in taking a pragmatic approach to underwrite within parameters of credit policy; appreciation of when escalation/ guidance is required.

• The willingness, aptitude and gravitas to be a key member of a growing business

Desirable

• From a credit perspective, lending experience to SME and corporate clients

• Experience of drafting and implementing policy

• Ability to keep abreast of market trends and provide effective and relevant commentary

If interested in this role please email catherine@thcrecruitment.co.uk