Representatives from the UK Driver and Vehicle
Licensing Agency (DVLA) and the Motor Insurers’ Bureau (MIB) have
promised to help members of the BVRLA comply with the new
continuous insurance enforcement (CIE) regulations.

Laws on continuous insurance, due later this
year, introduce a new offence of being the registered keeper of a
vehicle with no motor insurance.

As the registered keepers, leasing and rental
firms will be held liable for any fines issued against their
vehicles for being listed as uninsured on the MIB’s motor insurance
database. They will not be able to transfer their fines to
customers.

The new system will put the onus on rental and
leasing companies to work with their customers to help ensure that
vehicles are added to the motor insurance database in a timely
manner when they are leased or rented.

Neil Drane, head of database services at the
MIB, promised to work with his members to devise a single and
efficient method for updating the database.

“All our members will comply with the law, but
the less administratively burdensome we all can make it the
better,” said Nora Leggett, head of member services at the
BVRLA.

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The DVLA’s vehicle keeper database, and the
motor insurance database, will be compared regularly to identify
vehicles that are not recorded as covered by a valid motor
insurance policy.  If, after several checks, the vehicle still
does not appear on the motor insurance database, an advisory letter
will be sent to the registered keeper informing them that their
vehicle does not appear to be insured. 

Further checks will be conducted on both the
DVLA keeper database and motor insurance database and if, after a
further month, the vehicle still appears as being uninsured then
the registered keeper will be issued with a £100 (€113) fixed
penalty notice, or £50 if paid within 14 days of issuance.

nick.huber@vrlfinancialnews.com